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STZ ETF · State Street SPDR MSCI Europe Financials UCITS ETF
The STZ Exchange Traded Fund (ETF) is provided by SPDR. It is built to track an index: MSCI Europe Financials Capped 35/20 Index. The STZ ETF provides physical exposure, so by buying it you actually own parts of all the 85 underlying holdings. The dividend policy is capitalization.
Last update 3/13/2026, 8:00 AM UTC
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This fund is part ofEurope Financials1M perf.-10.41%
Last price
€127.72
1M perf.
-3.81%
1M flows
N/A
AuM
€711M
E/R
0.18%
Rating
ESG Consensus®
STZ
€127.72
Performance & flows
Segment for quartile rank
December 15, 2025 → March 13, 2026
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STZ
€127.53
-3.29%
Europe Financials
-5.66%
Historic performance and flows
| 1M | 3M | 1Y | 3Y | 5Y | MTD | QTD | YTD | ||
|---|---|---|---|---|---|---|---|---|---|
| Perf. | -3.81%  | -3.29% | +19.36%  | +101.58% | +134.31%  | -8.12% | -6.47% | -6.47% | |
| Flows |
Key fund info
Segment for quartile rank
Main characteristics
More details
NAV
3/13/2026
€127.53
1D NAV change
-0.59%
Dividend policy
Replication method
Direct (Physical)
Replication model
Full replication
No. of holdings
85
Inception date
12/5/2014
Jurisdiction
Ireland
Distribution
Germany
France
Netherlands
Spain
Switzerland
Legal structure
Open-end Investment Company
Base currency
EUR
Classification
Product type
Benchmark
MSCI Europe Financials Capped 35/20 Index
Asset class
Factors
N/A
Investment strategy
The investment objective of the tracker is to replicate the performance of the MSCI Europe Financials net dividends reinvested. This index represents all the European shares which belong to the Financial sector. The MSCI Europe Financials Index is a free float-adjusted market capitalization weighted index that is designed to measure the equity market performance of constituents classified as Financials (according to the Global Industry Classification Standard) in the MSCI Europe index.
Tax optimisation
PEA
France
UK Reporting Status
United Kingdom
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Enterprise
Trackinsight Enterprise helps professional and institutional ETF investors tackle operational, regulatory, and analytical challenges at every stage of the investment process.
Learn more about Trackinsight EnterpriseSimilar ETFs
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Risk profile
Segment for quartile rank
Historical risk/return profile
| 3M | 1Y | 3Y | 5Y | |
|---|---|---|---|---|
| Returns | -3.29% | +19.36% | +101.58% | +134.31% |
| Volatility | ||||
| Perf./Volatility | ||||
| Max drawdown |
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Synthetic Risk and Reward Indicator (SRRI)
UCITS
1
2
3
4
5
6
7
PRIIPS
1
2
3
4
5
6
7
Built for professionals: access exclusive risk metrics in Trackinsight Enterprise.
Enterprise
Trackinsight Enterprise helps professional and institutional ETF investors tackle operational, regulatory, and analytical challenges at every stage of the investment process.
Learn more about Trackinsight EnterpriseExposure
Countries
United Kingdom
24.11%
Germany
12.32%
Spain
12.28%
Switzerland
11.73%
Italy
10.41%
France
8.21%
Netherlands
5.76%
Sweden
5.69%
Finland
2.52%
Other
6.96%
Sectors
Financials
94.42%
Information Technology
1.55%
Unavailable
4.02%
Diversification
Total weight of top 15 holdings out of 85
Top 15 holdings
Data as of January 31, 2026
HSBC HOLDINGS
BANCO SANTANDER SA
ALLIANZ SE
UBS GROUP AG
BBVA
UNICREDIT SPA
BNP PARIBAS
ZURICH INSURANCE
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INTESA SANPAOLO
BARCLAYS
ING GROEP
LLOYDS TSB GRP
MUNICH RE
AXA
GB00BM8PJY71
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Built for professionals: access exclusive exposure metrics in Trackinsight Enterprise.
Enterprise
Trackinsight Enterprise helps professional and institutional ETF investors tackle operational, regulatory, and analytical challenges at every stage of the investment process.
Learn more about Trackinsight EnterpriseSustainability
Integrates ESG criteria
No
SDG
ESG Consensus® by Conser
Data as of December 31, 2025
MethodologyOur partner Conser gathers the industry's consensus on the business practices of the underlying holdings. We have computed the following metrics about STZ ETF's sustainability, based on their methodology.
ESG Consensus®
ESG Consensus® is based on the Final Sustainability Grade, which itself consists of 10 grades. Our partner Conser calculates the exact grade, based on market intelligence, using their proprietary ESG Consensus® methodology.
STZ’s has a Final Sustainability Grade of either C+, C, C-, or D.
A+
A
A-
B+
B
B-
C+
C
C-
D
This fund’s exact Final Sustainability Grade is available in Trackinsight Enterprise.
Learn more about Trackinsight EnterpriseHoldings review
68.07% of holdings have positive scoring
31.92% of holdings have negative scoring
7.46%
34.92%
25.69%
7.59%
21.31%
Consensus levels
Strong
Medium
Weak
No data on remaining < 1% of holdings
Built for professionals: access exclusive sustainability metrics in Trackinsight Enterprise.
Enterprise
Trackinsight Enterprise helps professional and institutional ETF investors tackle operational, regulatory, and analytical challenges at every stage of the investment process.
Learn more about Trackinsight EnterpriseReplication
Trackinsight replication rating:
Replication quality
Calculated over 12m, as of February 27, 2026
Tracking error
Tracking difference
Replication information
Index
MSCI Europe Financials Capped 35/20 NTR Index - EUR
Index ticker
NE731540 Index
Index dividend policy
NTR
Replication method
Replication model
Built for professionals: access exclusive replication metrics in Trackinsight Enterprise.
Enterprise
Trackinsight Enterprise helps professional and institutional ETF investors tackle operational, regulatory, and analytical challenges at every stage of the investment process.
Learn more about Trackinsight EnterpriseIssuer
SPDR
SPDR ID Card
Number of funds
369
Total AuM
€1.75T
Expense ratio range
0.02% - 0.9%
Average expense ratio
0.2585%
Top 5 funds by SPDR
| AuM | ||
|---|---|---|
SPY | SPDR S&P 500 ETF Trust | €581.17B |
GLD | SPDR Gold Shares ETF | €155.9B |
SPYM | State Street SPDR Portfolio S&P 500 ETF | €90.8B |
XLK | State Street Technology Select Sector SPDR ETF | €75.94B |
XLF | State Street Financial Select Sector SPDR ETF | €39.17B |
Frequently asked questions about STZ
What does State Street SPDR MSCI Europe Financials UCITS ETF, STZ, invest in?
STZ is a Passive ETF. This ETF provides exposure to Large and Mid-Cap European Financials Equities.
Which benchmark or index does STZ replicate?
STZ tracks the MSCI Europe Financials Capped 35/20 NTR Index - EUR, through a full replication replication method.
What is the Total Expense ratio (TER) of STZ?
STZ carries a total expense ratio (TER) of 0.18%, indicating the annual cost for holding the fund.
When was STZ launched?
STZ was introduced to the market on December 5, 2014. It trades on Germany, among other exchanges
Who is the ETF issuer of STZ?
State Street SPDR MSCI Europe Financials UCITS ETF, STZ, is provided by SPDR. Learn more about SPDR here.
What is the current assets under management (AUM) of STZ?
STZ oversees €711M in assets as of March 13, 2026.
How has STZ performed lately?
Based on data from March 13, 2026, STZ returned -3.81% over the past month, -3.29% over the last three months and -6.47% year-to-date.
What are the latest inflows or outflows for STZ?
As of March 13, 2026, STZ recorded net flows of +€45M year-to-date.
Does STZ distribute dividends?
STZ follows a capitalizing, meaning it reinvests income within the fund.
What are the main country or region exposures of STZ?
As of January 31, 2026, STZ has significant geographic allocations in United Kingdom, Germany and Spain.
In which sector or theme does STZ invest in?
As of January 31, 2026, STZ focuses largely on Financials and Information Technology.
How many securities does STZ hold and how diversified is it?
As of January 31, 2026, STZ holds 85 positions in its portfolio, with 54.90% of assets concentrated in its top 15 holdings.
What are the main positions in STZ?
As of January 31, 2026, STZ top three holdings include HSBC HOLDINGS, BANCO SANTANDER SA and ALLIANZ SE.
What is the base currency of STZ?
The base currency of STZ is EUR.
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