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›ETF Providers›Schwab ETFs›SCHZ
SCHZ
US8085248396
Passive ETFFixed Income

SCHZ ETF · Schwab U.S. Aggregate Bond ETF

The Schwab U.S. Aggregate Bond ETF, recognized by its ticker symbol SCHZ, is a financial instrument engineered to offer widespread exposure to the U.S. dollar-denominated investment-grade bond market. Classed under Exchange-Traded Funds (ETFs), SCHZ provides an accessible pathway to diversification for investors, as it comprises a broad spectrum of fixed-income securities. Emulating the Bloomberg Barclays U.S. Aggregate Bond Index, the aim of this ETF is to capture returns from sectors such as U.S. Treasury bonds, government-related entities, corporate bonds, and securitized loans. It spans across all maturities and prioritizes securities that are taxable and have an investment grade rating. This ETF offers unique attractions to its investors including intraday trading flexibility and transparency. As an index-tracking ETF, it facilitates efficient replication of the performance contribution from various individual components within the aggregate bond market. Knowledge about SCHZ can be beneficial for those aiming to include U.S. bond market exposure in their portfolio or intending to facilitate asset allocation strategies. By consolidating a broad range of bond types into one solitary entity, this ETF could potentially serve as a foundation for any sound portfolio construction strategy. As with all types of investments, potential investors should conduct comprehensive research and consider their risk tolerance before proceeding with any investment decisions related to this financial instrument. The information provided herein serves as a fundamental introduction to the Schwab U.S. Aggregate Bond ETF for educational purposes only and does not constitute financial advice or recommendations.

Last update Today at 1:30 PM UTC
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CLOSED
This fund is part ofIntl IG Bonds1M perf.-0.76%
Last price
$23.20
1M perf.
-1.06%
1M flows
+€68M
AuM
€8.65B
E/R
0.03%
Rating
ESG Consensus®
esg grade icon
SCHZ
$23.20

Performance & flows

Segment for quartile rank
December 12, 2025 → March 12, 2026
00.000.501.001.502.00%JANFEBMAR
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SCHZ
$23.22
+0.48%
Intl IG Bonds
+0.27%

Historic performance and flows

1M3M1Y3Y5YMTDQTDYTD
Perf.
-1.06%
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+0.48%
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+5.10%
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+11.91%
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+1.35%
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-1.74%
+0.09%
+0.09%
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Flows

Key fund info

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This ETF's jurisdiction country is not in your region (Europe and Middle East) Â· 
Main characteristics
CUSIP
808524839
ISIN
US8085248396
AuM
€8.65B
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E/R
0.03%
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Replication rating
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ESG Consensus®
esg grade icon
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More details
NAV
3/12/2026
$23.23
1D NAV change
-0.32%
Dividend policy
Replication method
Direct (Physical)
Replication model
Optimized sampling
No. of holdings
1479
Inception date
7/14/2011
Jurisdiction
United States
Distribution
United States
Legal structure
Open-end Fund
Base currency
USD
Dividend distribution
Trailing 12-month distr. yield
Distribution frequency
Last distribution
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Classification
Product type
Asset class
Factors
N/A
Investment strategy
The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Bloomberg Barclays US Aggregate Bond Index.
Tax optimisation
PEA
France
UK Reporting Status
United Kingdom
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Risk profile

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Historical risk/return profile

3M1Y3Y5Y
Returns
+0.48%
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+5.10%
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+11.91%
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+1.35%
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Volatility
Perf./Volatility
Max drawdown
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Synthetic Risk and Reward Indicator (SRRI)
UCITS
N/A
PRIIPS
N/A
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Exposure

Countries
USA
100.00%
Sectors
Sovereign
54.93%
Other sectors
9.48%
Unavailable
34.95%
Other
0.65%
Diversification
Total weight of top 15 holdings out of 1479
Top 15 holdings
Data as of January 31, 2026
USA, Notes 4.625% 15feb2035, USD (B-2035)
US91282CNC19
US91282CNT44
USA, Notes 4.5% 15nov2033, USD (F-2033)
USA, Notes 4.375% 15may2034, USD (C-2034)
USA, Notes 4.25% 15nov2034, USD (F-2034)
US91282CPP04
USA, Notes 4% 15feb2034, USD (B-2034)
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USA, Notes 3.875% 15aug2034, USD (E-2034)
USA, Notes 3.875% 15aug2033, USD (E-2033)
US91282CPJ44
USA, Notes 3.5% 15feb2033, USD (B-2033)
USA, Notes 4% 28feb2030, USD (H-2030)
USA, Notes 4.125% 15nov2032, USD (F-2032)
USA, Notes 0.875% 15nov2030, USD (F-2030)
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Sustainability

Integrates ESG criteria
No
SDG

ESG Consensus® by Conser

Data as of December 31, 2025
Methodology

Our partner Conser gathers the industry's consensus on the business practices of the underlying holdings. We have computed the following metrics about SCHZ ETF's sustainability, based on their methodology.

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ESG Consensus®
esg grade icon

ESG Consensus® is based on the Final Sustainability Grade, which itself consists of 10 grades. Our partner Conser calculates the exact grade, based on market intelligence, using their proprietary ESG Consensus® methodology.


SCHZ’s has a Final Sustainability Grade of either A+, A, or A-.

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Holdings review
99.96% of holdings have positive scoring
0.03% of holdings have negative scoring
98.89%
Consensus levels
Strong
Medium
Weak
No data on remaining < 1% of holdings
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Replication

Trackinsight replication rating:
Replication quality
Calculated over 12m, as of February 27, 2026
Tracking error
Tracking difference
Replication information
Index
Bloomberg US Aggregate Total Return Index - USD
Index ticker
LBUSTRUU Index
Index dividend policy
GTR
Replication method
Replication model
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Issuer

Schwab ETFs
Schwab ETFs ID Card
Number of funds
34
Total AuM
€448.65B
Expense ratio range
0.03% - 0.59%
Average expense ratio
0.1232%
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AuM
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SCHG
Schwab U.S. Large-Cap Growth ETF€43.29B
SCHB
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Frequently asked questions about SCHZ

What does Schwab U.S. Aggregate Bond ETF, SCHZ, invest in?

SCHZ is a Passive ETF. This ETF provides exposure to Developed markets Investment Grade Aggregate Bonds.

Which benchmark or index does SCHZ replicate?

SCHZ tracks the Bloomberg US Aggregate Total Return Index - USD, through a optimized sampling replication method.

What is the Total Expense ratio (TER) of SCHZ?

SCHZ carries a total expense ratio (TER) of 0.03%, indicating the annual cost for holding the fund.

When was SCHZ launched?

SCHZ was introduced to the market on July 14, 2011. It trades on United States

Who is the ETF issuer of SCHZ?

Schwab U.S. Aggregate Bond ETF, SCHZ, is provided by Schwab ETFs. Learn more about Schwab ETFs here.

What is the current assets under management (AUM) of SCHZ?

SCHZ oversees €8.65B in assets as of March 12, 2026.

How has SCHZ performed lately?

Based on data from March 12, 2026, SCHZ returned -1.06% over the past month, 0.48% over the last three months and 0.09% year-to-date.

What are the latest inflows or outflows for SCHZ?

As of March 12, 2026, SCHZ recorded net flows of +€68M over the last month and +€431M year-to-date.

Does SCHZ distribute dividends?

SCHZ follows a distributing dividend policy, meaning it pays out income to investors. As of March 12, 2026, its 12-month trailing yield was 4.07%.

What are the main country or region exposures of SCHZ?

As of January 31, 2026, SCHZ has significant geographic allocations in USA.

In which sector or theme does SCHZ invest in?

As of January 31, 2026, SCHZ focuses largely on Sovereign and Other sectors.

How many securities does SCHZ hold and how diversified is it?

As of January 31, 2026, SCHZ holds 1479 positions in its portfolio, with 8.77% of assets concentrated in its top 15 holdings.

What are the main positions in SCHZ?

As of January 31, 2026, SCHZ top three holdings include USA, Notes 4.625% 15feb2035, USD (B-2035), US91282CNC19 and US91282CNT44.

What is the base currency of SCHZ?

The base currency of SCHZ is USD.

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